“we ‘m going to end up in a medical facility over a motor vehicle over this nonsense, ” stated Julizza Pena-Torchia. She reduced her Toyota Corolla couple of years ago, yet she does not have any title showing she is the property owner.
She and her spouse Mario say they have been ping-ponging between both states DMVs from the time they relocated from Brooklyn back into nj-new jersey in and tried to register the car january.
“which is whenever I hit a roadblock, they said ‘Wait you aren’t who owns the automobile, ‘” Pena-Torchia said.
The documents revealed Toyota still owned the vehicle she had leased for 3 years before using away a loan from Bank of America to buy it.
“So Bank of America delivered Toyota a check, they sent me personally a page the automobile had been compensated in complete, ” she stated.
Which was back 2014. But 3 years later on she paid down that loan to Bank of America, becoming the vehicle’s sole owner.
“I did not owe them one dime. They delivered me personally a page saying the motor automobile ended up being compensated in full, to make the lien release in to the DMV in addition they would issue me a title, ” Pena-Torchia stated.
But she never ever went along to the DMV in the past as instructed. Then she and her spouse relocated to Nutley this current year, but could not get registered or get nj-new jersey dishes since they never ever got an real name.
“I’m a wreck that is nervous in the future, ” Pena-Torchia said. “In the event that cops pull me over, i am unsure it really is appropriate for me personally to operate a vehicle. “
The bad credit hawaii few attempted for months getting documents through the bank nonetheless they keep making the DMV empty-handed.
“we left weeping, i simply felt therefore helpless, ” Pena-Torchia stated.