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Construction Loans

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Your construction finance experts

As construction financing professionals, we realize precisely what’s expected to have the work done. We’ll be with you, to steer through each step of this procedure associated with construction loan journey from begin to conclusion. We’ll also work closely along with your builder along with other events included to make sure that the finance procedure operates efficiently. Inside my Property & Finance, we’ve invested years that are many everyday Australians secure finance to construct their fantasy homes – now it is your change!

Just just exactly How construction loans work

Construction loans are in contrast to regular mortgage loans, the primary huge difference being that you don’t draw straight down your funds within one lump sum payment. Alternatively, the lending company will release funds for you in phases, which have a tendency to follow specific milestones in the building procedure. You will find often six progress re payments phases including; deposit, base/slab down, frame, lock-up, fit-out and completion that is practical.

Most lenders will need works become completed for every phase before any progress re payments are built.

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